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Can a 13-Year-Old Drive a Golf Cart in a Neighborhood? Laws and Safety Tips

by GolfModz 27 Mar 2025

Introduction
Allowing teens to drive golf carts involves legal and safety risks. This article clarifies state laws, insurance requirements, and smart modifications to protect young drivers.


1. State-by-State Legal Age Limits

  • Legal at 13: Texas, Arizona (with adult supervision on private roads).

  • Minimum Age 14: Florida, South Carolina (requires learner’s permit).

  • Strict States: California (16+ with valid driver’s license).

Key Restrictions:

  • Speed limits ≤25 mph on public roads.

  • Must display a "Slow Moving Vehicle" triangle.

  • No nighttime driving without headlights/taillights.


2. Liability Risks

  • Parental Responsibility: Courts often hold parents financially liable for accidents caused by minors.

  • Insurance Requirements: Most states mandate at least $50k property damage coverage.

  • Penalties: Fines up to $1,000 + cart impoundment for unlicensed driving.


3. Safety Modifications for Teen Drivers

  • Speed Governors: Cap speed at 15 mph (adjustable via wireless dongle).

  • GPS Trackers: Monitor routes and geofence boundaries (alerts for leaving the neighborhood).

  • Backup Cameras: Eliminate blind spots in crowded areas.


4. GolfModz Teen Safety Package

GolfModz’s SafeDrive Bundle includes:

  • Bluetooth speed limiter (app-controlled).

  • 7" HD rearview camera with night vision.

  • Theft-resistant GPS tracker.
    Protect your teen today – limited-time free installation included!

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